Avik Ganguly

Senior Technical Product Manager | Financial Systems
Bengaluru, India  |  +91 9900878571  |  avikgngl@gmail.com  |  linkedin.com/in/avik-ganguly-52650a58  |  github.com/avikganguly01  |  avik-ganguly.blogspot.in  |  stackoverflow.com/users/1709700/avik
Summary
Technical product manager for financial systems with 6 years of experience owning roadmap, positioning, and delivery of cloud-native payments and lending platforms. Translated market and stakeholder needs into shipped products supporting 10M+ annual payment transactions and 150M+ USD of loans, scaling one venture to 1M USD in revenue. Deep fintech domain expertise (payments, lending, digital public infrastructure) paired with hands-on engineering fluency to align 20+ engineer teams, partners, and customers around outcomes.
Skills
Strategic Thinking - Engineering, IT & Recruitment
External Stakeholder Management
Effective Communication (GMAT 2018 - 93 percentile)
Internal Mentoring & Training
Negotiation & Conflict Resolution
Scrum & Scaled Agile Mastery
Product Positioning & Roadmapping
Product Lifecycle - B2B Enterprise
KPI Analysis
Backlog Management
Marketing: Packaging & Pricing
Partnership Development
Program Estimation & Timesheets
Presales, Change & Vendor Management
User Centric Design Approach
Domain - Fintech Expert (Payments, Lending)
Solution Architecture
Cloud Native Modular Architecture (Microservices, Kubernetes, Helm)
AI assisted Development & QA Cycles
Security, DevOps Tooling
Community Development
Social Impact
Languages - English (C1), Hindi (B2), Bengali (B2), Chinese (B1)
Professional Experience
Freelancing — Marketing Tech, Reward Programs and Payment Security Feb 2025 - Oct 2025
Fynarfin Jan 2019 - Oct 2024
Founder - Product, Program, Engineering & Marketing
  • Owned end-to-end product strategy and roadmap for open-source, population-scale digital public goods and digital public infrastructure. Use cases at payments.govstack.global/2-description · Project Tracker Mirror: govstack-global.atlassian.net/jira/software/c/projects/PAY/issues
  • Key Achievement: Scaled to 1M USD in revenue.
  • Key Customers: GovStack, MIFOS, Grameen Foundation, One Acre Fund, Safaricom, CoDevelop Fund.
  • Products Owned: Payment Hub (youtube.com/watch?v=IacQXEAevs8), Fineract, Mojaloop
  • Problem Areas - Digital Public Infrastructure, Government to Person Disbursements, Customer to Business Collections, Store of Value Interoperability, Group Savings, Early Wage Access
Apache Fineract Apr 2018 - Dec 2018
SDE & Solution Architect Freelancer
  • Loan restructuring, alternative credit scoring, scalability, line of credit and consumer durable loans.
Trustt (formerly Novopay) Apr 2015 - Mar 2018
SDE II
  • Defined requirements and delivered products & solutions for microenterprises across microcredit, payments & analytics.
  • Key Achievement: Introduced Test Driven Development, Scalable Architecture and OS Best Practices to the organization of more than 50 engineers while exceeding expectations in functional deliveries.
  • Skills Utilized: Lending, Payments, Writing Technical Specs, Requirement Analysis, Project Estimation, Release Management, Security, Spring, Angular, Java, Javascript, Python, Spark, Data Analysis (Elasticsearch, SQL, Kibana/Grafana, Pandas)
Finflux (acquired by M2P Fintech) Jun 2014 - Mar 2015
Software Engineer
Google Jun 2013 - Sep 2013
Summer of Code Intern
  • Worked with Mifos to build a Data Import Tool for microfinances.
Education
Bachelor of Engineering 2010 - 2014
Visvesvaraya Technological University
Salt Lake School, Kolkata 1997 - 2010
Additional Information